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Mortgage Glossary

Conveyancer

Also known as: Conveyancing Solicitor

A qualified legal professional who handles the legal transfer of property ownership on your behalf.

A conveyancer is a specialist legal professional who manages the legal aspects of buying or selling property. They can be either a licensed conveyancer (qualified specifically in property law) or a solicitor who practises conveyancing as part of their wider legal work.

Your conveyancer's responsibilities include carrying out property searches, reviewing the title and any covenants or restrictions, drafting and exchanging contracts, handling the transfer of funds, and registering the property in your name at the Land Registry. If you have a mortgage, they also act for the lender and ensure all mortgage conditions are satisfied.

When choosing a conveyancer, check that they are on your mortgage lender's approved panel, as most lenders require this. You should also consider whether they offer a fixed fee or hourly rate, and check reviews or recommendations. A good conveyancer communicates clearly and keeps you informed throughout the process.

Example

You instruct a licensed conveyancer recommended by your mortgage broker. They are on your lender's approved panel, charge a fixed fee of £950 plus disbursements, and keep you updated weekly on the progress of your purchase.

Key Points

  • Can be a licensed conveyancer or a solicitor specialising in property law
  • Handles searches, contracts, fund transfers and Land Registry registration
  • Must be on your mortgage lender's approved panel
  • Also acts on behalf of your lender if you have a mortgage
  • Choose based on fees, reviews and communication style

Related Terms

Conveyancing
The legal process of transferring property ownership from the seller to the buyer.
Exchange of Contracts
The point at which the buyer and seller become legally committed to the property transaction, with a completion date set.
Completion
The final stage of a property purchase when ownership is legally transferred, funds are paid, and you receive the keys.
Title Deeds
Legal documents that prove ownership of a property and record any charges, covenants or restrictions on it.
Mortgage Deed
A legal document you sign that gives the mortgage lender a charge over your property as security for the loan.

Learn More

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Frequently Asked Questions

What is the difference between a conveyancer and a solicitor?

A licensed conveyancer is qualified specifically in property law and can only handle property transactions. A solicitor is a more broadly qualified lawyer who may offer conveyancing as one of several services. Both can handle your property purchase effectively.

How do I choose a conveyancer?

Check they are on your mortgage lender's approved panel, compare fixed-fee quotes, read reviews, and ask about their communication process. A recommendation from your mortgage broker or friends and family can also be helpful.

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