Mortgage News & Insights
The latest mortgage news, rate changes, and expert advice
Is It a Good Idea to Get a Mortgage in 2026 in the UK?
Between swap rate volatility, Trumpflation fears, and Iran war uncertainty, 2026 is one of the trickiest years in recent memory to take out a mortgage — but softer house prices change the maths. Here's a data-backed verdict for first-time buyers, remortgagers, and movers.
16 April 2026
Have Mortgage Rates Gone Up? What's Happening Right Now and What to Do
UK mortgage rates have risen again, adding hundreds of pounds a year to new deals. Here's what's driving the increase — from Trumpflation to global instability — and a clear framework to help you decide whether to fix now, wait, or act.
14 April 2026
Will Mortgage Rates Go Down in 2026 in the UK?
UK mortgage rates may ease in 2026, but geopolitical shocks are keeping swap rates — and lender pricing — unpredictable. Here's a data-backed forecast and a clear framework to help you decide whether to fix now or wait.
11 April 2026
Should I Fix My Mortgage for 2 or 5 Years in 2026?
With UK mortgage rates topping 5% and rate expectations shifting fast, choosing between a 2 or 5 year fix is one of the biggest financial decisions you'll make this year. Here's how to decide based on your circumstances, risk appetite, and the latest lender data.
8 April 2026
Where UK House Prices Are Rising and Falling Fastest in 2026
UK house prices are rising in 101 of 146 cities, with Darlington up 9.5% and central London boroughs down over 10%. Data-driven analysis from HM Land Registry, January 2026.
30 March 2026
Most Affordable UK Cities for First-Time Buyers in 2026
Aberdeen is the most affordable UK city for first-time buyers in 2026, with properties costing just 3.5x local earnings. We ranked 145 cities using HM Land Registry and ONS data.
30 March 2026
How Much Do You Need to Earn to Buy a Home in Every UK City?
On a UK median salary of £35,000, 26 cities are within reach for first-time buyers. We crunch HM Land Registry prices against ONS earnings to show the income needed in every major city.
28 March 2026
How Much Can I Borrow for a Mortgage in 2026?
Wondering how much you can borrow for a mortgage in 2026? We break down the income multipliers and affordability stress tests lenders actually use — and explain why a broker could help you borrow more than going direct.
27 March 2026
Average Mortgage Deposit by UK City: 2026 Data
A 10% deposit ranges from £11,308 in Aberdeen to £102,282 in Kensington and Chelsea. See the full breakdown for every UK city.
26 March 2026
How to Get the Best Mortgage Rate in the UK Right Now
With lenders like HSBC, Nationwide, and Coventry repricing their deals daily, knowing how to move quickly is just as important as knowing where to look. This practical guide shows you exactly how to compare, apply, and lock in the best mortgage rate available right now.
24 March 2026
Can I Afford to Buy in London? Borough-by-Borough Breakdown
London FTB prices range from £332,036 in Croydon to £1,022,820 in Kensington and Chelsea. See every borough ranked with deposits and income needed.
24 March 2026
How to Remortgage: A Step-by-Step Guide for UK Homeowners
Remortgaging doesn't have to be complicated — but knowing when to start and what to prepare can save you thousands. This step-by-step guide walks UK homeowners through the entire process, from your first review to completion.
20 March 2026