Mortgage News & Insights
The latest mortgage news, rate changes, and expert advice
NatWest Mortgage Overpayment Calculator: Should You Actually Overpay in 2026?
The NatWest mortgage overpayment calculator tells you how much interest you'd save — but with rates at 3.75%+ and economic uncertainty in 2026, whether you should overpay is a different question entirely. Here's a worked example and a clear framework to help you decide.
12 May 2026
Can You Port a Santander Mortgage in 2026 — And Is It Worth It?
Porting a Santander mortgage keeps your existing rate when you move — but it's not automatic, and it's not always the cheapest option. Here's exactly how it works in 2026 and when remortgaging wins instead.
30 April 2026
What Is Mortgage Protection Insurance — And Do You Actually Need It in 2026?
Mortgage protection insurance pays your mortgage if illness, injury or redundancy stops you working — but it's not always the best option for every homeowner. Here's what it covers, what it costs in 2026, and how to decide if it's worth it for you.
28 April 2026
How Much Can I Borrow for a Mortgage in 2026?
Wondering how much you can borrow for a mortgage in 2026? We break down the income multipliers and affordability stress tests lenders actually use — and explain why a broker could help you borrow more than going direct.
27 March 2026
How to Get the Best Mortgage Rate in the UK Right Now
With lenders like HSBC, Nationwide, and Coventry repricing their deals daily, knowing how to move quickly is just as important as knowing where to look. This practical guide shows you exactly how to compare, apply, and lock in the best mortgage rate available right now.
24 March 2026
How to Remortgage: A Step-by-Step Guide for UK Homeowners
Remortgaging doesn't have to be complicated — but knowing when to start and what to prepare can save you thousands. This step-by-step guide walks UK homeowners through the entire process, from your first review to completion.
20 March 2026
Should You Fix Your Mortgage Now or Wait? How to Decide in a Rising Rate Market
With mortgage rates shifting, deciding whether to fix now or wait is one of the biggest financial calls you can make. This guide walks you through a clear decision framework — from rate forecasts and product fees to early repayment charges — so you can act with confidence.
6 March 2026